How do you check the DIGIPIN on your mobile? Follow these easy and quick steps. If you’ve recently set up your digital bank accounts or received a debit/aTM card, you could have encountered something called the DIGIPIN. It’s what you call your digital personal identification number which is used for security-conscious card activation as well as ATM transactions.
The best part? You can verify your DIGIPIN directly from your phone within a few easy steps. No need to go to an office or ATM.
Let’s go over the procedure.
What Is a DIGIPIN?
DIGIPIN is an digitally-issued PIN that banks offer for secure transactions as well as activated cards. It replaces traditional PIN mailers, and is available via SMS, mobile applications or online banking.
Different banks employ distinct methods However, here’s a general procedure.
How to Check Your DIGIPIN on Your Phone – Step-by-Step Guide
1. Install Your Bank’s Mobile App
Make sure you have the bank’s mobile app that is official. For instance:
SBI – YONO App
HDFC – MobileBanking
ICICI – iMobile Pay
Do you need help selecting the most effective digital banking applications? Visit artkerala.com.
2. Log in Using Credentials
You must enter the number of your registered mobile number.
Make use of MPIN password, MPIN or biometric authentication
3. Navigate to ‘Card Services’ or ‘DIGIPIN’ Section
This could be a case of:
“Card Management”
“Service Requests”
“Generate/Reset PIN”
4. Choose the Relevant Card
Choose the credit or debit card that is linked to your account.
5. Generate or View DIGIPIN
You may receive:
A temporary DIGIPIN through SMS
An option to create an unrepeatable PIN following OTP verification
Tips: Some banks offer DIGIPIN via SMS. Some banks send DIGIPIN through SMS within minutes of the dispatch of your card. If you didn’t receive the SMS, search your email for keywords such as “DIGIPIN” or your bank’s name.
Alternative: Check via Internet Banking
If the mobile app does not work, sign in via your bank’s site. Find a section that says:
“Card PIN Services”
“DIGIPIN Generation”
Follow the identical steps to create or access the PIN you have entered online.
Make sure you’re on your site that is officially authorized by the bank. For additional safety information, check out the RBI’s digital banking advice.
Final Tips
Make use of your DIIGIPIN in the first 48 hours If it’s only temporary
Never give the PIN with anyone, not even bank employees
Change your PIN regularly to increase your security
Final Thoughts
How can you verify you DIGIPIN on your smartphone? Follow these simple and quick steps, and you’ll no longer have to go to an ATM to get your card activated. With the rise of digital banking in India and around the world, knowing how to control tools such as DIGIPIN on your smartphone is a wise choice.
Do you need more guides on tech? Check out artkerala.com for simplified tutorials and tech-related tips for finance.
How to Check Your DIGIPIN on Your Phone? Follow These Quick and Easy Steps
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